Chris has reviewed all my financial matters and changed both providers and strategy providing me with a saving and very structured system.
He has a valuable talent to explain this in simplistic terms and made it a pleasurable process, which made a refreshing change from previous experiences with other advisors
I’m so happy I was put in touch with Chris, Im not the best with money or picking the best deals, but having someone like Chris around changed that. Chris came to my house and explained things in simple terms and went through my finances in fine detail. He was honest and totally up front, myself and girlfriend were on the verge of remortgaging and were about to agree a deal set by a London financial advisor (recommended on Moneysaving expert). It turns out that by remortgaging and taking this persons advise, we would have been paying less per month – but over 27 years it would have worked out us paying over £30,000 extra!!!! Chris Lunts advise was vital and saved us, he told us to stay were we were, when he could have told us to take one of his recommendations and gained from it but he never.
Chris then went through our insurances and I believe has set us up with the best life cover, income protection, medical cover etc that is on the market for not much more than we were paying for insurances from the banks, which did not cover anywhere near as much.
I find Chris easy to get on with, always available for support and approachable and have recommended him to all my family and friends.
Very wide knowledge of the ‘field’. Excellent communication skills, which he uses to explain products and options in a very ‘user-friendly’ way. Unfailingly punctual, efficient and thorough. Always accessible ie in responding promptly to follow-up queries. Produces well-presented and comprehensive reports. Generally instils complete confidence on the part of the customer.
We have had previous dealings with Financial Advisers in the past that had caused us to be wary but Chris immediately put us at ease with regards to our situation. He has shown understanding and patience when explaining our options. We’re very glad we found him!
We were first time buyers, Chris made the whole process completely painless from negotiating on the price on the house, getting that best rate for our mortgage with his mortgage colleagues advice and also to setting up our insurance, great service and really friendly and approachable. Would highly recommend!
Chris was open , approachable and accessible during his dealings with us. He managed to explain things that could have been quite complicated in a very easy manner.
Chris was very attentive and knowledgeable about subject matter. He was very approachable and gave solid advice.
Chris is easy to talk to, knowledgeable and I feel has mine and my families best interests at heart. I received advice regarding life cover, I received a written report which described my financial plan that he set out in plain English and I would highly recommend speaking to Chris for any of your financial needs.
Gives you as many options as possible for your circumstances. Let’s you decide and doesn’t put pressure on you.
Chris done a lot of research for us regarding pensions and insurances, he gave us sound advice and is very easy to talk to . I would say he is a reliable and trustworthy kind of guy.
Chris is always professional and ensures understanding by explaining things to us in a more simplified way.
Chris has provided us with advice on many options for us to consider about our pensions and savings.
We value his guidance and knowledge .
We engaged Chris to conduct a full financial review including pensions and investments. We are extremely pleased with the advice provided by Chris and equally delighted with his execution. He is a very safe pair of hands, and has a total command of pension related matters and has gained our complete trust.
Additionally, the back up support from Hunter Mills is excellent and areas outside of Chris\’s expertise are complemented by specialists, in our case Wills and Trusts.
Chris is a an excellent and diligent IFA that we would have no hesitation in recommending.
Can I please take this opportunity to thank you for the sterling advice, support and action as our Independent Financial Advisor over the last couple of years. Kath and I have always found you very obliging in assisting in managing and undertaking of our financial affairs. This is always carried out to the highest professional standard and will be looking to continuing this association hopefully long into the future. May I also pass on the thanks of our daughter, Hannah, who has benefitted from your financial expertise in setting up in her new home – again another satisfied client.
He is friendly and explains things in a way you understand, he isn’t out for a hard sell and gives you time to think about your choices.
If he feels it’s more appropriate to access a different advisor he will sign post you. We will use him in the future and give his number to friends.
Prompt, well prepared service, explained in plain English so easy to follow & understand. Chris is extremely friendly & ready to answer & address all questions. Explains each step, putting you at ease & under no pressure.
Chris worked with me right from the start of my financial planning which I have very limited knowledge about and explained everything in detail in a way that made it easy for me to understand. Its comforting to know that Chris is on the end of the phone for when I need his expert advice regarding any financial matter. Chris worked out a financial plan for me which gives me confidence in the future regarding where I use my money.
Chris was very helpful in looking at all my financial needs, i have had advisers before but can honestly say that Chris was by far the best i have had in his meticulous way he did things.
He was very easy to understand in the advise he gave to me and my wife and also spent alot of time and effort in searching for the products that suited our needs and requirements al in all i really could not fault Chris and would be happy to refer him to anyone.
Chris was able to offer suitable products for my situation as a contractor, covering life, CIC and Income Protection.
Chris is able to communicate in simple terms what the benefits of the policies are, and make meainingful comparisons..
Really got to know us and our situation in order to give us the very best advice. Explained things in plain English. No pressure to choose any of the options he advised. We felt that we ended up much better off after following his advice than we would have been if we had done our own research. When we had a problem with one of the companies we dealt with (not his fault) he followed it up until the issue was resolved.
I would like to take this opportunity to thank Chris for all his help.chris I found to have extensive knowledge of all the products that we needed,in a world which is finance and can be a minefield for us,he explained all are products with such professionalism and made it easy for us to understand,I have had advice previously from a financial adviser,and always thought they were looking for the best product for them and not me,but Chris has been fantastic,lovely person to deal with,very efficient and nothing too much trouble.I would have no hesitation in recommending Chris to anybody.
I was introduced to Chris through a friend of mine a few years ago. Chris was great he helped me to sort out my Pension, Insurances and other financial commitments that I had. He was a great help when I was made redundant explained in simple terms that I understood the best way to manage my money and other finances until I found employment.
Chris never pressuries you into anything you don’t want and is always on hand should you have any questions about anything
My finances have never been better since Chris sorted them out for me and I now have learnt that it is important to try and save for a rainy day.
I have always found Chris very professional, polite and he will always arrange meetings to suit you no matter what time and in the comfort of your own home.
I would like to say thank you to Chris for helping us out with a review of our life assurance and critical illness policies! He managed to find us better cover for £30 cheaper per month than what the bank were offering us. I would recommend your services to all my family and friends!!
I always thought that financial advisors were only for people with lots of money, however, my sister had used Chris and advised me that he was able to assist in securing cheaper quotes for insurances. As I felt that I was fully insured, I did not feel that a consultation was required, but as Chris was flexible about his time and visited us at home, I agreed to meet with him. I have to say that this was one of the best decisions I have ever made. Chris came well prepared for our discussions and was also able to access information online straight away. He identified that I was wholly underinsured if I was to become sick and incapable of meeting my financial commitments, and secured me appropriate cover at a reasonable price. We have since met with Chris for a review and received better cover from a new provider. I am so impressed with the individual, independent service that he has provided us; I have recommended him to a number of family members, friends and colleagues.
I was given Chris’s name from a work colleague as he was a friend of a friend. I had recently been made redundant after 36 years and just didn’t know what to do. Chris initially came to see me in work and then once I had left came to my home. I have found him to be of enormous help to me and he has explained everything in simple terms and has never once pushed me into anything. I would certainly recommend Chris to any family member or friend that may need some advice.
Chris was recommended to me by a colleague when I was looking for income protection and as he offers a free, no obligation independent financial review, I thought why not!
He arrived at the appointment which was booked to suit me in my home and proceeded to talk in plain English, no jargon! Not only did he sort out my income protection, he managed to get my home insurance reduced by £50 a month!
The advice he gave me and hints and tips about planning for the future were invaluable and I would have no hesitation calling him when my financial position changes to seek his advice.
Overall, very polite and professional and totally genuine, he has your best interests at heart.
Chris explained things well, he was clear and concise and ensured I fully understood everything. He gave me plenty of time to review his recomedations and answered all queries promptly and fully
Chris was very flexible when arranging a time to see us and was friendly and kept the atmosphere light whilst he was with us. When taking us through the various things we discussed he was clear concise and made it easy to understand.
He was very easy to understand and was patient enough to go at our pace through everything we discussed.
I would have no hesitation in recommending Chris for all of your financial planning needs. Whether it is protection, pension planning or general financial advice, Chris will listen to your requirements and provide practical financial solutions and recommendations.
In addition, what I have also found to be very valuable, is the methodical and professional approach he takes to his after advice service. He quickly responds to any questions that I may have and therefore saving me valuable time.
I have numerous pension products with various companies with minimal growth. I needed help and advice on what to do with them. Chris was extremely helpful and advised to consolidate some of them into one plan but leave some of them where they where due to the guarantees. He had lots of information showing information regarding the new pension plan with figures to back up the decision. I’m glad I chose Chris Lunt as my financial adviser and I recommend him highly.
Chris Lunt has listened well, responded promptly and shown a willingness to think creatively about my complex requirements. He has always managed to make appointments that have suited me, even when they are almost certainly far less convenient for him, both in time and location. He has also demonstrated the vital skills of honesty and integrity and has not been afraid to refer me to other colleagues should he feel their knowledge, experience and expertise would be more suited to my particular issues and needs. Chris integrates the above qualities with the ability to explain complex matters clearly and sensitively, supported by engaging and appropriate humour when/if necessary.
We have worked with Chris for some time now and he always achieves an excellent balance between friendliness and professionalism. He takes time to find out what our needs are and provides the information required for us to make financial decisions. At no time have we ever felt pressured into making decisions which we were not comfortable with. Chris ensures that we understand the options available and provides advice and information which enable us to make clear and informed choices. Our attitude towards the level of risk that we are prepared to take is respected and considered throughout. Any recommendations are well researched and based on our best interests. We trust Chris to always provide advice and recommendations which will benefit our financial needs and future.
Chris keeps in touch regularly via useful emails, but there is never a sense that he is bothering us unduly. The emails contain useful information and also offer opportunities to enter competitions.
On a personal level Chris has provided excellent advice on a range of matters, always giving us ‘the bigger picture’ and enabling us to make well-informed decisions.
Chris came to see me and my husband after we decided our finances could do with a good review. Chris found us a ISA with much better interest rates than the one we had and he found us cheaper house insurance which is now saving us £12 a month.
Chris explained everything to us in a way that made sense, and took the stress out of sorting out our finances.
We have recommended Chris to our family and friends and will continue to ask for Chris’s advice in the future.
I wish to thank you very much for your help with my finances, you were very proffcient in the work you done and saved me a lot of money. I would say that had I contacted you earlier then I could have saved myself a lot of time and worry. Keep up the good work!
Chris is an “Advisor” in every sense of that word. Unlike most IFA’s, he is not sales motivated.
His proactive approach to financial planning has already put me in a much stronger position. With his help and advice, I hope to build upon this foundation so that my future is financially secure.
I feel that he is someone I can completely trust, and therefore have no problem in recommending him to any friends or colleagues.
A big thank you Chris for saving me money and getting me better cover and also for explaining things, sometimes people are put off by financial advisors who just talk in jargon and overstay their welcome, thankfully Chris isn’t like that and he really knows his stuff:0)
Thanks for sorting out our Life Cover Chris, it gives us some peace of mind!
Chris visited me at home for a completely free financial review. He recognised my need for critical illness protection cover and taking into account all my circumstances and affordability, he recommended an insurance policy, having shopped around for the most competitive deals. Chris clearly explained all the benefits to me. He also provided sound advice on my pensions. He has always been able to answer any questions and I have found Chris to be very helpful and approachable. Chris has kept me up to date with all relevant news and regularly checks to see if any updates are needed to my insurance/finances.
I have used your services in the past and was delighted with the help and advice you gave at the time. Thanks again.
Thank’s for your financial advice and support to-date. My investments through you have been safe and sound. We look forward to dealing with you in the future.