There are many avenues in which you can look at your finances. You can either try and do some DIY yourself through comparison websites, go to a bank or building society for advice or you can go direct to an insurance company but I wouldn’t recommend any of these options as more than likely you wouldn’t be receiving Independent Financial Advice!
Many banks and insurance companies only sell their own products so that choosing to seek advice from them would mean that you are limited to them simply selling their product to you.
As an independent financial adviser, we are the people who specialise in finances and insurances, we have access to the whole of the market in most circumstances in order to find you the best possible deal for your individual circumstances.
As IFAs, we are regulated by the Financial Conduct Authority and as such have to abide by their code of conduct and principles of conducting business to ensure consumer protection. We are proud to be regulated by the FCA and proud of being rigorous in the application of honest and ethical dealings with our clients to ensure that all of our clients have a positive outcome and to enhance the reputation of our firm and industry.
We are able to research the whole of market for our clients to find the best product for their circumstances. Everyone is different, and we take the time and trouble to ensure we obtain all the relevant information about our clients necessary to do the research properly
I offer a free of charge and under no obligation initial appointment for every client at my offices in Maghull (by appointment only), please note that this initial appointment is to discuss your current circumstances, objectives, attitude to risk, capacity for loss, current products and to see if we would be a good fit and potentially could add value in your circumstances. Please note that in the initial meeting then no financial advice can be provided as we need to assess your circumstances and then agree a fee structure for the work that we will be undertaking.